for business buyers

get the software your business needs. pay on a flexible schedule.

Explore a simpler payment model for eligible B2B software purchases. Any financing would be provided by a regulated lender, subject to availability, approval and final terms.

buyer review

See the purchase and payment schedule together.

Review the software contract, complete business verification and see the lender's final cost and repayment dates before acceptance.

Read the buyer's financing guide →
kredflow.illustrative product view
purchase summary

Review your software financing

Secure review
Annual software contract₹12,00,000Illustrative value
Monthly principal₹1,00,00012 months · before APR and charges
123456789101112
Business details reviewed Payment schedule selected Lender terms shown before acceptance
Review final offer
Illustrative KredFlow interface. Example information is not a credit offer or customer record.

before you begin

know who is lending, what it costs and what data is required.

principle

your lender is clearly identified

The offer and Key Facts Statement identify the regulated bank or NBFC providing the loan.

principle

your full cost is visible

APR, instalments, charges, penal charges and repayment dates are shown before acceptance.

principle

your consent is specific

Each data request has a clear purpose and is shared only with the parties needed for the journey.

principle

your application is assessed responsibly

The regulated lender applies its credit policy and confirms the final decision and terms.

principle

your vendor is paid directly

For approved specific-use finance, the lender disburses the approved amount to the software vendor.

principle

your support routes are clear

Customer-care contacts, escalation steps and applicable RBI complaint links are easy to find.

streamlined onboarding

Start with your GSTIN. Complete one clear business profile.

Requirements vary by entity type, purchase and lender policy, and are shown as you progress.

arealikely informationwhy
business identityGSTIN, PAN, company or LLP recordsentity verification
ownershipbeneficial owners and controlKYC and AML checks
authorityauthorised signatory and mandatevalid consent and execution
credit profilecommercial bureau and obligationsability-to-repay assessment
cash flowconsented GST or bank information, if requiredpolicy and limit assessment
purchasesoftware order, invoice and vendor detailsspecific end use and fraud controls

planning a software purchase?

Turn a large upfront payment into a manageable schedule.

Tell us about the software, vendor and contract value. Our team will explain the financing journey and the information required.