Market and entity coverage
Confirm that the provider supports the buyer's Indian legal entity, software category and transaction size.
Capchase alternative · India
An India-focused alternative for B2B software financing.
Indian software vendors looking for a Capchase-style way to offer buyer payment flexibility can consider KredFlow's India-focused model. KredFlow coordinates vendor checkout, GSTIN-led business verification and an RBI-regulated lender's financing workflow; it does not claim to be Capchase or to provide the same product in every respect.
Discuss your transaction requirements in a product walkthrough. Financing is subject to programme availability, lender approval and final terms.
the model
How is KredFlow's model different?
Capchase publicly describes a platform that combines lending and technology for B2B technology purchases across its supported countries. Its published country list does not currently include India.
KredFlow is designed around Indian business identifiers, local KYB workflows and financing provided by an RBI-regulated bank or NBFC. The lender—not KredFlow—sets credit policy, approves the buyer and provides the loan.
practical value
What to compare
Lending structure
Understand who provides the loan, who makes the credit decision and how disbursal and repayment move.
Vendor integration
Compare hosted links, team workspaces, CRM or CPQ connections, checkout APIs and transaction visibility.
inside the experience
A clear path from purchase to payment schedule.
See how the contract, business verification, lender decision and settlement status come together in KredFlow.
new request
2 of 4Create a financing request
Buyer GSTIN29•••••••••••1Z5 Verified format
Annual contract value₹12,00,000
Software categoryBusiness operations
Preferred schedule12 monthly payments
Software order & invoicePurchase details linked to this request
Continue to buyer verification
how it works
Four steps, with the lender decision kept clear.
- 01
Map your sales motion
Identify where budget timing blocks annual or multi-year software deals.
- 02
Choose the integration
Start with a hosted link or connect financing more deeply into the sales workflow.
- 03
Define eligible transactions
Align software categories, buyer profiles, documentation and commercial terms with lender policy.
- 04
Give buyers a clear journey
Present business onboarding, lender terms, acceptance and transaction status without fragmented hand-offs.
What to check before proceeding
- Do not compare providers only on headline speed; consider geography, lender identity, cost disclosure, data handling and support routes.
- A provider operating as a lender in another market may use a different structure in India, where local regulatory and business-verification requirements apply.
- KredFlow availability, buyer approval and final terms depend on the RBI-regulated lender's policy for the specific transaction.
frequently asked
Direct answers.
Understand the payment model, its costs and the responsibilities of each party.
No. KredFlow and Capchase are separate companies. KredFlow is an India-focused financing technology platform for B2B software transactions.
A software vendor may need an India-specific buyer journey using GSTIN-led verification, Indian business records and an RBI-regulated lending structure.
KredFlow provides the technology and transaction workflow. The RBI-regulated lender identified in the offer provides the loan and makes the final decision.
KredFlow supports a progression from hosted financing links and vendor workspaces to embedded CRM, CPQ or checkout workflows.
continue exploring
Related KredFlow guides and journeys.
Primary sourcesCapchase: supported countries and vendor-financing model